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Experian Unauthorized Charges Lawsuit

This article examines the Experian Unauthorized Charges lawsuit and the companies involved. Specifically, this article focuses on the companies involved: Experian, Equifax, TransUnion, and Comenity Bank. If you were victimized by the fraudulent charges, read on for a summary of your rights. Also, be sure to check out the comments section of the article for a chance to join the lawsuit.


The City of San Diego filed an Experian Unauthorized Charges lawsuit after the company failed to notify affected consumers about a breach of consumer information. The breach occurred when an Experian subsidiary accessed PII on U.S. citizens from a fraudulent website. The attacker, Hieu Minh Ngo, posed as a licensed private investigator in the United States and used credit card information to make fraudulent purchases.

In this case, plaintiff Pauline Odeyemi was the victim of identity theft and had disputed fraudulent accounts with Experian. When Experian disputed the accounts, it failed to correct the error and instead verified them as accurate. In the next lawsuit, Ralphael Small, who has a twin brother with the same name, discovered collection accounts on his Experian credit report. Experian erred by mixing up his files, resulting in his inability to obtain credit for a variety of purchases.


The Consumer Financial Protection Bureau has filed a major lawsuit against TransUnion and two of its subsidiaries. The lawsuit alleges that TransUnion and its subsidiaries violated federal consumer protection laws and deceptively marketed credit scores and credit monitoring services. The lawsuit also alleges that TransUnion and its subsidiaries used digital dark patterns to trick consumers into paying for services they weren’t entitled to. This type of behavior can damage a consumer’s financial future.

Plaintiff filed a lawsuit against TransUnion and Experian in the Southern District of Indiana. The company had published his account as thirty days late when it was not. This mistake led to higher interest rates on his home loan. He ultimately settled his lawsuit for a confidential sum. This lawsuit reveals the extent of TransUnion and Experian’s wrongdoing. In addition, the lawsuit highlights the need for consumers to monitor their credit reports and dispute unauthorized charges.


The Equifax and Experian data breach was a global security breach that exposed the personal information of 147 million Americans. The company settled all related class-action lawsuits but did not make a judgment or find fault. Therefore, the initial claims period deadline has passed. As a result, a lot of people are still unsure how much their personal information has been compromised. Here are some of the main aspects to consider when filing an Equifax and Experian Unauthorized Charges lawsuit.

Talya Douek was unable to get a mortgage because her credit reports contained information about her twin sister. Because Equifax and Experian failed to investigate the matter, she missed out on the chance to buy a house. Since then, she has experienced the frustration of being unable to obtain a mortgage and lost multiple housing opportunities. This is why she filed a lawsuit against these companies.

Comenity Bank

The Comenity Bank vs Experiant Unauthorized Charges lawsuit is an attempt to recover monies that you owe. The credit reporting service is charging you a monthly membership fee without your knowledge or consent. If this is the case, you may be able to recover your money and damages through this lawsuit. Interested in learning more? Read on to learn more.

In the case, Turner alleges that Experian incorrectly reported her account’s payment history for three different companies: Bank of the West, Macy’s, and Kohl’s. He also alleges that Experian did not conduct a reasonable reinvestigation when he disputed the charges. He argues that the account was opened in December 2013 and should have been current in September 2015. Experian is not liable for the inaccurate reporting if it subsequently corrected the error.

Raymond Birmingham

In his lawsuit, Raymond Birmingham alleged that he was a victim of identity theft. After discovering fraudulent charges on his credit card, Birmingham reported them to his credit-reporting agency. When the credit-reporting agency responded that Birmingham’s fraudulent charges were not legitimate, Birmingham filed suit against the credit reporting agencies and entities responsible for the inaccurate reports. The lawsuit is currently pending. The judge will likely rule in Birmingham’s favor.

The defendants in the case are Verizon Communications Inc., Cellco Partnership, and Vodaphone Group, Plc. Birmingham claims that the entities named in the Complaint did not properly report Birmingham’s failure to pay his bills. Cellco is a subsidiary of Verizon Wireless and the entity Birmingham has alleged was involved in the unauthorized charges. In the lawsuit, Birmingham alleges that the defendants knew of Birmingham’s failure to pay his bills, but they did not report the failure to Birmingham’s complaint.

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