How to Use a Chase Credit Card Class Action Lawsuit
Are you in a Chase credit card class action lawsuit? Chasing those bills is a never-ending nightmare for many people. It seems like every month there is another bill that needs paying and before you know it you are in over your head financially. If this sounds familiar, it may be time to find out if you have a Chase credit card lawsuit and how you can stop the collectors from harassing you.
Chase Credit Card Class Action Lawsuit
First, you must understand that you have the right to file a Chase lawsuit against any bank or lending institution that holds or repossessed your credit card. You do not have to settle with them; in fact, you should fight for your rights. The worst thing that can happen is that they will just give you what is due to you in a settlement. Then they pass the rest of the balance on to other collection agencies. This means that you will be constantly being pressured by your collection agency to repay what you owe. If this happens often enough, you could find yourself in a worse financial situation than when you first got the loan in the first place.
Second, it is imperative to find out if you have a Chase credit card lawsuit before you do anything.
If you are not sure you can contact the bank directly to see if you are eligible for a settlement or if you need to go through a court system. While you may be able to get an answer over the phone it is a wise idea to call and talk to a representative. They can tell you what you are entitled to as well as explain why Chase is the right company to work with in this matter. This is very important because many times banks are the ones taking extreme measures to get the money back from delinquent accounts.
Third, you want to know what your chances are of success in your Chase credit card case.
This is going to be a personal situation and not a bank or credit card company’s situation. You will find that each case is different so your odds will vary greatly. It also depends on how long the process will take. In most cases it will take months to a year but it will depend on the creditor and the amount of debt you have.
Finally, your FICO score will be involved in the whole process.
The higher your credit score the better your chance at winning your Chase credit card class action lawsuit. Even if you cannot get the full amount you should get a large percentage of it since you are the one who deserves it. If you do not have much money to play with you should file for a settlement just to keep more of the money for yourself.
It will certainly take time and money to go through this process so you will need to be patient throughout the process.
There is nothing wrong with being persistent and patient. This is the best way to make sure you get what you deserve from your credit card company. After all, getting a credit card lawsuit is better than not getting any money at all.